Future Value Calculator - Calculator See


Future Value Calculator

Calculate the future value (FV) of present capital investments and regular periodic deposits with compounding returns.

Calculator Inputs

$
Present lump sum.
$
Monthly investment.
%
Expected annual return.
yrs
Time horizon.

Calculated Results

Future Value (FV)
$51,874.85
Total Deposits $34,000.00
Compound Interest Earned +$17,874.85
Growth Multiplier 1.53x
Values calculate live as you adjust inputs.

About Future Value Calculator

Projects the future accumulated nominal wealth of savings and investment assets over time.

What is Future Value Calculator?

Projects the future accumulated nominal wealth of savings and investment assets over time.

How to Use This Calculator

  1. Enter starting capital.
  2. Enter monthly additions.
  3. Enter interest rate and years.
  4. View total future compounded balance.

The Mathematical Formula & Variables

FV = PV * (1 + r)^t + PMT * [((1 + r)^t - 1) / r]

Step-by-Step Worked Example

Scenario: $10,000 start + $200/mo at 7.0% for 10 years.

  1. Lump sum grows to $19,671.51.
  2. Monthly deposits grow to $34,616.96.
  3. Total FV = $54,288.47.

Result: $54,288.47

Frequently Asked Questions

What is the difference between simple and compound growth?

Simple growth earns interest only on original principal, while compound growth earns interest on both principal and accumulated past interest.