Real Estate Calculator - Calculator See


Real Estate Calculator

Analyze investment property performance: Capitalization Rate (Cap Rate), Net Operating Income (NOI), Cash-on-Cash return, and monthly cash flow.

Calculator Inputs

$
Total acquisition cost.
$
Cash invested (typically 20-25%).
$
Total monthly rent collected.
%
Taxes, insurance, maintenance, vacancy.
$
Annual principal and interest debt.

Calculated Results

Net Annual Cash Flow
+$6,480.00 / year ($540.00 / mo)
Capitalization Rate (Cap Rate) 6.80%
Cash-on-Cash Return 8.64%
Net Operating Income (NOI) $20,400.00 / yr
Values calculate live as you adjust inputs.

About Real Estate Calculator

Evaluates income property financial viability through industry-standard profitability and yield metrics.

What is Real Estate Calculator?

Evaluates income property financial viability through industry-standard profitability and yield metrics.

How to Use This Calculator

  1. Enter acquisition price and down payment.
  2. Enter monthly rental income and operating expense ratio.
  3. Enter annual mortgage debt service.
  4. Review Cap Rate, Cash-on-Cash return, and net cash flow.

The Mathematical Formula & Variables

Cap Rate = Net Operating Income / Price; Cash-on-Cash = Cash Flow / Initial Cash

Step-by-Step Worked Example

Scenario: $300,000 property rented for $2,500/mo ($30k/yr) with 32% expenses.

  1. Operating expenses = 32% of $30k = $9,600.
  2. NOI = $30,000 - $9,600 = $20,400.
  3. Cap rate = $20,400 / $300,000 = 6.80%.
  4. After $13,920 debt: Net cash flow = $6,480/yr.

Result: 6.80% Cap Rate, $540/mo Cash Flow

Frequently Asked Questions

What is a good capitalization rate?

A Cap Rate between 5% and 8% is typical for residential rental real estate in stable markets, while higher-risk areas may offer 8% to 12%.